Payments for AI agents, with humans in control.
Vayr Pay sits between your AI agents and your wallet. Set the rules once (budgets, limits, approved merchants) and let your agents pay on their own.
Built for European AI agents and the new era of agentic payments. Works with any agent, any stablecoin, any network, any merchant.
x402-compliant · Policy-controlled · Non-custodial
Agents are becoming buyers.
Buyers need guardrails.
AI agents are starting to code, research, book, buy data, use tools, call APIs, and complete real economic tasks. Merchants are adopting x402 so agents can pay them directly. But giving an agent unbounded access to a wallet is a recipe for disaster.
Vayr Pay is the governance layer between AI agents and the wallet providers that hold the funds. Set policies once. Let your agents transact.
Agents will transact constantly
APIs, data, tools, compute, reports, bookings, and software actions, paid over open protocols like x402.
Owners need policy, not blank checks
Budgets, limits, allowed merchants, approval thresholds, and full audit trails.
Wallets stay with the provider
Funds live in your managed wallet (Coinbase and others). Vayr Pay never custodies; it governs access.
Like Swish made payments obvious for people, Vayr Pay makes payments possible for agents.
Swish gave people a simple, trusted way to send money: a clear recipient, a clear amount, instant confirmation. Vayr Pay brings that same mental model to AI agents: scoped access to your wallet, clear policies, instant receipts. Built for European agentic payments under frameworks like MiCA, designed to work with any stablecoin on any network.
Swish for people
Built for humans
- Send money instantly
- Know who receives it
- Works in everyday life
- Trusted by people and businesses
Vayr Pay for agents
Built for autonomous workflows
- Let agents pay safely within policy
- Know which merchant receives it
- Works over x402 with any stablecoin, any network
- Controlled by owners and finance teams
Give your agents a policy, not a blank check.
Vayr Pay gives individuals and companies fine-grained control over what their agents can spend, where they can spend, and when human approval is required, all while funds stay safely with your wallet provider.
Simple for humans. Native for agents.
Connect your wallet provider
Link a managed wallet (Coinbase and others). Funds stay with your provider. Vayr Pay never custodies.
Define your policies
Set per-agent budgets, per-payment limits, allowed merchants, and approval thresholds.
Agent meets an x402 merchant
When an agent hits a paywalled resource, it requests payment through Vayr Pay.
Policy check, settle, receipt
Vayr Pay validates against your policy, brokers the x402 payment via your wallet provider, and returns a receipt.
Fully compliant with the x402 payment protocol.
Built on open standards. Non-custodial by design.
Vayr Pay is fully compliant with the x402 payment protocol and works with managed wallet providers like Coinbase. Funds never touch Vayr Pay. We sit in between, enforcing the policies you set on every payment.
- Full x402 protocol compliance
- Works with managed wallet providers (Coinbase and more)
- Any stablecoin, any network: USDC, USDT, EURC, SEKAU, and beyond
- Aligned with European frameworks like MiCA
- Non-custodial: funds never touch Vayr Pay
- Policy enforcement on every payment
SEKAU: a Swedish stablecoin, ready for agent payments.
SEKAU is a new Swedish krona stablecoin launching into the European market. For agents transacting with Swedish merchants, SEKAU means settlement in the local currency, on-chain, without FX friction. Vayr Pay is being built to support SEKAU from day one, alongside every other stablecoin on every network.
Local currency, on-chain
Pay Swedish merchants in SEK without converting through USD stablecoins or card rails.
Aligned with European rules
Designed for the MiCA era, so finance teams get a stablecoin they can actually account for.
Not the only option
Policies can allow USDC, USDT, EURC, SEKAU, or any combination. The agent picks what the merchant accepts.
Any stablecoin · Any network · Any x402 merchant
Help shape European agentic payments before launch.
We're building Vayr Pay for the new era of European agentic payments, aligned with frameworks like MiCA and ready for emerging euro and national stablecoins (including SEKAU). It works with any stablecoin on any network. Early partners help decide which use cases and merchant categories ship first.