Payments for AI agents, with humans in control.
Vayr Pay sits between your AI agents and your wallet. Set budgets, payment limits, merchant rules, and approval thresholds. Let agents pay within policy, with a receipt for every payment.
Built for agent payments on the open internet. Your funds stay with your wallet provider; you stay in control.
x402-compliant · Policy-controlled · Non-custodial
Agents are becoming buyers.
Buyers need guardrails.
AI agents are starting to code, research, book, buy data, use tools, call APIs, and complete real economic tasks. Merchants are adopting x402 so agents can pay them directly. But giving an agent unbounded access to a wallet is a recipe for disaster.
Vayr Pay is the governance layer between AI agents and the wallet providers that hold the funds. Set policies once. Let your agents transact.
Agents will transact constantly
APIs, data, tools, compute, reports, bookings, and software actions, paid over open protocols like x402.
Owners need policy, not blank checks
Budgets, limits, allowed merchants, approval thresholds, and full audit trails.
Wallets stay with the provider
Funds live in your managed wallet (Coinbase and others). Vayr Pay never custodies; it governs access.
Give your agents a policy, not a blank check.
Vayr Pay gives individuals and companies fine-grained control over what their agents can spend, where they can spend, and when human approval is required, all while funds stay safely with your wallet provider.
Simple for humans. Native for agents.
Connect your wallet provider
Link a managed wallet (Coinbase and others). Funds stay with your provider. Vayr Pay never custodies.
Define your policies
Set per-agent budgets, per-payment limits, allowed merchants, and approval thresholds.
Agent meets an x402 merchant
When an agent hits a paywalled resource, it requests payment through Vayr Pay.
Policy check, settle, receipt
Vayr Pay validates against your policy, brokers the x402 payment via your wallet provider, and returns a receipt.
Fully compliant with the x402 payment protocol.
Built on open standards. Non-custodial by design.
Vayr Pay is fully compliant with the x402 payment protocol and works with managed wallet providers like Coinbase. Funds never touch Vayr Pay. We sit in between, enforcing the policies you set on every payment.
- Full x402 protocol compliance
- Works with managed wallet providers (Coinbase and more)
- Any stablecoin, any network: USDC, USDT, EURC, SEKAU, and beyond
- Regulatory context matters, including MiCA where applicable
- Non-custodial: funds never touch Vayr Pay
- Policy enforcement on every payment
Stablecoins for agent payments.
Dollar, euro, or Swedish krona: the currency can change without changing who sets the rules. We are building Vayr Pay around x402, with USDC-led use cases and planned coverage for EURC and SEKAU.
Planned integrations
USDC
US dollar
A natural starting point for x402 payments. Dollar-denominated API calls, datasets, and developer tools, governed by the budgets and approvals you set.
EURC
Euro
Euro-denominated payments for merchants that accept EURC. Match spending to euro budgets, with the same merchant rules and receipt requirements.
SEKAU
Swedish krona
A Swedish-krona stablecoin for local-currency use cases. Planned support would let agents pay participating Swedish merchants without routing every purchase through dollars.
Vayr Pay is in development. Availability will depend on the wallet provider, network, and merchant. Stablecoin regulation, including MiCA where applicable, remains separate from x402 protocol compliance.
Help shape governed agent payments before launch.
We're building the governance layer for agents that need to pay for APIs, data, tools, and services. Get early access to budgets, approval workflows, and auditable receipts while funds stay with your wallet provider. Early partners help decide which wallet integrations, stablecoins, and merchant categories ship first.