About

Governance for the agentic economy.

Vayr Pay is being built in Sweden as the non-custodial governance layer between AI agents and wallet providers. We believe agents should never hold the funds they spend.

What we are building

A policy and audit layer that sits between autonomous AI agents and managed wallet providers like Coinbase. Agents transact over the open x402 protocol with any stablecoin on any network. The rules, the receipts, and the human-in-the-loop approvals live in Vayr Pay.

Why now

Agents are starting to do real economic work. Merchants are adopting x402. Stablecoin rails finally make micropayments viable. The missing piece is a shared governance layer so finance teams, agent builders, and wallet providers can all agree on what an agent is allowed to do.

How we work

Non-custodial by default
Funds always stay with your wallet provider. Vayr Pay never holds them.
Open protocols
Full x402 compliance. No proprietary lock-in for merchants or wallets.
Built for Europe
Aligned with MiCA and ready for EURC, SEKAU, and other euro-area stablecoins.
Policy first
Every payment is checked against rules a human set in advance.

Get in touch

We are a small team in Sweden. If you build AI agents, run a wallet, or care about agentic payments policy, join the waitlist and we will reach out as we open early access.